38 Ardrossan Road Saltcoats United Kingdom KA21 5BW 01418487728
NHS Discount:Our normal service fee is waived which is saving of up to £500
A qualified mortgage broker is basically a financial advisor that specialises in mortgages. They work to find the right mortgage with rates to suit your budget. They can show you your best options and their expert knowledge of the housing market means they can identify the best lenders and mortgage deals out there. Mortgage brokers have a duty of care towards you, meaning they have to be able to justify any recommendations they make.
Mortgage brokers will base their mortgage recommendations on your individual circumstances. Some of the factors they use include:
The size of your deposit
Your monthly repayment preferences
Personal information such as your credit history and outgoings
This information helps them to see what mortgage offers you’ll be eligible for and how much you’ll be able to borrow.